Mortgage lending

Portugal’s central bank governor, Álvaro Santos Pereira, has warned that the country’s mortgage lending market could be getting out of hand and has warned banks they need to tighten up their [...]

The housing construction sector showed signs of recovery in the first quarter of 2026, with cement consumption growing 2.2% compared to the same period of the previous year, reaching 960,000 [...]

The Governor of the Bank of Portugal (BdP), Álvaro Santos Pereira, has expressed his support for an increase in interest rates at the next monetary policy meeting of the European Central Bank [...]

The Portuguese mortgage market has been adapting to the country’s economic reality, marked by increasingly expensive homes for sale, low savings, and low wages. It is in this context that [...]

The Bank of Portugal is to tighten the criteria for mortgage applications to avoid banks making risky home loans where mortgage repayments eat up 50% of family incomes. The state’s [...]

The Bank of Portugal, lead by Álvaro Santos Pereira, has asked the banks if the low mortgage spread rates they are charging accurately reflect all of the inherent costs in providing a home loan. [...]

Home loans rose 10.4% in January compared to the same period last year, the highest annual growth rate since February 2006, according to data released by the Bank of Portugal. In turn, the total [...]

Families in Portugal are continuing to face increasing difficulties in paying the mortgages and rents on their homes. When it comes to rents in Funchal, the amount of income to pay for the home [...]

The Portuguese credit brokerage Maxfinance achieved €265 million in mortgage production in October – its best month of the year, providing 1,500 families with mortgages. The average value [...]

Some of Portugal’s most influential bankers were divided over the issue of granting 100% mortgages to the countries’ families and young people. The bankers from Santander, Caixa Geral de [...]